DeWitt Storm Damage Roof Repair After Strong Thunderstorm Winds

The Town's section of the 2025 county hazard plan records damaging thunderstorm winds on July 24, 2017, which needed cleanup and highway overtime. It is a recorded event, not a count of roofs. NOAA also lists two one-inch hail reports for De Witt, in July 1998 and July 2013.

What matters for you is what this storm did to your roof. A roofer who looks at it can tell you, and the estimate should say which damage is new.

A section of lost shingles is a repair. Bruised granules from hail need a roofer's judgment on whether the damage reaches the mat. A limb through the roof is a deck job. Ask the estimate to separate them so you can see what the storm did and what the repair price covers.

With a median build year of 1963 by Census estimates, housing of this age may be on a second set of shingles or later. Ask the roofer to count layers and check the deck near the damage, because storm damage on top of earlier wear is where a repair becomes a replacement.

We are not part of any claim, and your policy sets what it pays. The state insurance regulator shows how actual cash value and replacement cost can differ, and how insuring at 80 percent of replacement cost or more changes what is paid. Your policy says which applies.

Photos with dates, a note of when the storm hit and a written estimate with the storm damage listed as its own line make a useful record. The Town's permit wording exempts minor repairs, so a small repair may need no permit, but ask Planning and Zoning if the job is larger.